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Showing posts from January 29, 2025

Creating a Budget as a Young Adult

A recent conversation with my wife prompted me to write this post. It came to light that a young adult is aggressively funneling income toward a 401(k). While saving money and anticipating the future is always a good idea, this made me reflect on financial priorities and how they might be structured differently. Here are some of my thoughts. Savings Priorities I categorize savings into three distinct time horizons: Short-Term, Mid-Term, and Long-Term. While individual allocations will vary, I believe it is important to consider these different priorities.