With current interest rates fluctuating and economic conditions in flux, deciding between long-term Treasury Bonds and Certificates of Deposit (CDs) can be a challenging but important financial choice. Both are relatively low-risk options for preserving capital and earning a return, but they differ significantly in terms of strengths and weaknesses. As someone living in New Jersey—a state with relatively high taxes—it’s important to also consider the tax implications of these investments.
Exploring the mechanics of capital, the discipline of compounding, and the margin of safety found in a meaningful life.
A periodical by Michael Medeiros