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To Be Wise

During prosperous times in life these thoughts must be common to all. Only a fool doesn't know, from experience, how fast the rewards of hard and devoted work can vanish. How many will lie, cheat, or blatantly steal the wealth of another? Where can one secure his or her future? Who can one trust for advise or education? How best the money accumulated be put to work? One of the oldest educational writings, although often self-contradicted, explains, "A righteous man leaves an inheritance to his Children's Children while the sinners wealth is given to the righteous". This term sinner can be paralleled to many English words and seen in many circumstances. The idiot, the foolish, the stupid, the bad, the wicked, etc.. etc.. etc.. In this instance, it is the foolish one that gives up everything. Is there a man, or a person, that wants to be the fool? At the age of twelve I went deer hunting for the first time. It was on a friends property. A Farm in Williamstown. M...

Drip Investing - Stock Market Investment Plan

Buying Shares of Stock with a Drip Investing Strategy My story as an Investor is grossly shadowed by many famous Stock-Market Gurus. My income from employment and investments is modest but much of my comfort in life stems from being very conservative. I have a smaller home and drive a Prius! At times I even hang my laundry to dry. As an Investor I'm far from Bill Ackman and Warren Buffet! I have had a lot of ups and downs with my investments. Over a span of 25 years I made some painful mistakes (Technology, Internet) and I've opened bottles of Champagne. I started buying Stocks, with my Father's guidance, at the age of 16. I'm fairly seasoned! I have also got my feet wet, as an entrepreneur, enough times to know buying stocks can be a better and less stressful gamble. As the old cliche goes, "if you can't beat them, join them". Big businesses have the market flanked, are branded, and are well oiled machines. Best of all, many Corporations are Publicly ...

Going Carpetless - Liquid Epoxy to Wood-Laminate Flooring

It wasn't eating fried bacon, gas-heat fumes, mold, or any of those other typical, "Be Healthy," or, "Healthy-Home," concerns that hit my radar in 2016. Living with an Autoimmune Disease has ignited a lot of reading, confusion, and internal debate about how I should be living and the typical healthy living concerns (as mentioned above). But it was a discussion with a Greek-Woman performing an Ultra-Sound of my Deep Veins that steered me in this direction. Chemical Exposure and their effect on our bodies has a lot of debate. She struck a chord with me, when mentioning both her and her husband were advocates of Organic Produce and Free Range meats. I have had many debates about this over recent years and feel fairly strong that it's just hype to squeeze more money from the Nobles in our society. Surely, people living on a minimum wage job and food assistance aren't going to opt to purchase produce form the least productive fields. I do enjoy a small gard...

Moments of Happiness

I have met many people, thus far, on this journey of life. Seldom do I meet a stranger and not find common ground or come to realize we both know a person. I've seen many places too. I've lived briefly in Chattanooga Tennessee, Pomona California, and New Jersey. I've ventured through the Atlantic Ocean to the Caribbean. Traveled to Canada where I first learned to Snow Ski with my siblings, grasping few French words that struck a chord with the few Portuguese words I know (Thank goodness for the Romance Languages or should I say, Latin/Roman Empire). I've even stepped on ground in Mexico. There was a country once visited I immediately wanted to leave. While I definitely don't have everything I desire, I surely have everything I need. I have a small comfortable home, far from anything to boast about but manageable in many ways. I own, "The Greenest Car," a Toyota Prius which I enjoy driving in addition to feeling a sense of contribution to our planet. I wa...

Things Got Better but Financial Caution Escalated

There has been reasonable growth in my life, financially , over the past two years. Some growth morphed from tragedy, some from carefully selecting investments, and most of which from hard work that demanded a great deal of free time. Embracing this growth, my attention has focused on my accomplishments and a new direction to channel currency. Compensation for my time (Production) has increased with a job rather than my business. Although I am still working in the same sector (Transportation), I have sold assets, closed my business, and returned to a former employer. This change enabled me to save, invest, and enjoy my income. Recently, I enjoyed an annual raise in addition to increased demand further inflating my compensation. My business venture turned from being President of a Company to owning equity in Corporations'. I followed a slow and disciplined monthly investing regimen, focused on migrating funds to equity in one or two companies per year. Those investment started r...

The Best Cure for Writers Block -Start Writing!

I do not have a single thing on my mind for writing, so here I go, roughing it in to the Blog. I'll start with yesterdays activities. It is my weekend with Amber! Scots cousins Lexi, Braydon, and a Baby Lucas, spent the weekend here too. I took them for a walk to the park. I brought two soccer balls. Along came a few of Scot's friends from School (Parents obviously lack self-control with speech). One of the goals were flipped on its side. Additionally, the field was to big for the younger children. So we played with one goal. Quickly, the girls formed a team against the boys. The girls were fool of energy, "Yay, girls rock," while the boys were very humble, "Okay". I played Goalie (Mistake, my knee is still lacking strength). Now, having one net, I thought the teams would simply blend together and race the ball to the goal (Meaning, I'm in trouble). After all, both teams are trying to go in the same direction. It didn't work that way at all. If the ...

Going Green

I would say the most popular aspect of the Green movement is Solar Panels. With all the incentives the State of New Jersey is offering, in addition to Federal, there are a lot of people installing them on their homes and businesses. Unfortunately, I heard the rebates have been dropped in the New budget. Therefore, a lot of people and businesses may have missed the bus. Becoming a Solar Farmer in New Jersey is promising. If you have the money and the rooftop or space, it is an amazing investment. The SREC program allows Solar Farmers to sell the energy they generate. It is a simple system of selling electricity. When your system generates 1,000 KW of Electric, you are given a credit for the Energy you put in the Grid. Farmers can then sell their credits online or to their local utility. Another aspect of being a good Solar Farmer is conserving energy. Obviously, farmers are helping their system generate, if they are not consuming. Just like agricultural farming, keeping expense or elec...