I-Bonds Remain the Unsung Hero of My Financial Strategy Capital Preservation, Tax Advantages, and Real-World Liquidity When people talk about wealth building, the focus almost always turns to high-growth stocks, real estate, or whatever speculative asset is dominating the headlines. But throughout my life, one of the most reliable anchors in my portfolio has been U.S. Series I Savings Bonds . I’ve relied on I-Bonds at several key milestones. Years ago, when I purchased an expensive car at a younger age, having a solid backstop of I-Bonds provided a recognized foundation in my net worth. More recently, when my wife and I needed to handle repairs on her high-tech Tesla, I didn't have to stress about liquidating stocks during a market downturn or pulling from high-interest debt. I looked at my redeemable I-Bonds and was able to quickly pull the cash needed to settle the bill. The Thesis: The true value of an I-Bond isn’t just its headline y...
Systems, Iron, and Yield: Periodical logs on programmatic trading, augmented infrastructure income, and the discipline of a structured life by an algorithmic quant Trader.
A periodical by Michael Medeiros