The Signal Amidst the Noise

 So here we are, again, in a time of great prosperity. As I venture out my door I see new Vehicles surrounding the Cul-de-sac. I am often amazed, in times alike, how cavalier people are with spending. There is so little thought towards the preservation of wealth in our society. Those considerate are often vilified. Ironically, nobody is pilling up Cash in their closet. At least not that I'm aware. It is always allocation of Capital. Do you want a Tattoo or do you want to accumulate Bonds to cover, or offset, your next car? In either decision, something is being bought. Money is being spent. Probably one of the greatest lessons in life, was playing on a see-saw. It can easily be associated with a lot of decisions in life. That has been the case for at least three days now. After hearing arguments about Price to Earnings indicating an eminent Market Sell-Off before our eyes, I had this on my mind. I'm not convinced, yet. While I too must agree, it is important to keep your eye on...

Stock analysis is the process of evaluating the financial performance and potential of a company based on its financial statements, market data, industry trends, and other factors. One of the aspects that stock analysts look at is the liquidity of a company, which is its ability to meet its short-term obligations with its current assets. Liquidity is important because it indicates how well a company can cope with unexpected expenses, pay off its debts, and fund its operations. It also shows how much cash a company has left after paying its bills, which can be used for investing, expanding, or buying back shares. Or, you know, buying a yacht or something. Two common liquidity ratios that stock analysts use are the current ratio and the quick ratio. Both ratios measure the relationship between a company’s current assets and current liabilities, but they differ in the types of assets they include. The current ratio is calculated by dividing the total current assets by the total current li...

I am piecing things together on this new project. I am excited and like how everything is fitting too. Visitors are starting to accumulate. I got some good reviews and very supportive feedback from others offering reviews. So, it is going. I have a lot of hours and reasoning behind this Website, and I am making improvements based on experience. So, you see problems in similar working Websites. You carefully think about the weaknesses and strengths and an epiphany occurs. Okay, maybe an epiphany is extreme, but you see the light. Here are the good and the bad and you design something that builds on the... Epiphany! So here is the skinny on the fat idea. There are two common places to write online. For those who like to rant. One would be a blog, like this one, blogger. The other would be an Article Directory. What are the problems... A blog is an individual or sole writer. This is very weak. If someone stumbles across my blog and likes what I write, her or she may return. Once in a whil...

There's one significant concern for every Parent. That is ensuring Children progress to a stable adult future. That would include the ability to earn a living wage, being engaged in a stable career, and living within their means. For many years, the emphasis on rearing Children has been to encourage a College Education. It would be fool-minded for a parent to discourage College, even today. However, some E conomist are beginning to indicate  it is losing luster. Especially w hen comparing College to a Trade-Oriented Career and affordability. Millennial, a term touted quite often today, is an individual born between 1981 and 1996. They are currently aged between 23 and 38. Millennials, over that fifteen year range, are either completing College or fairly well established in their Career. It is dependent on the level or degree of Education they pursued. Now we are entering the Post Millennial generation. That includes Parent's of my generation (Gen-X). Business Insider, Published...

It's the middle of life, or at least I hope. I find myself reflecting on somethings my Dad had placed emphasis and shared. My Father, a man of few words, had some philosophical moments that, for much of my life. left me grasping to understand. They seemed silly or useless at times but through the progression of life I've come to understand they're important. He had five rules, expressed several times, and they were carefully ordered to emphasize their level of importance. The first was, "Take care of your health". It was always followed by silence and a stare that made it more impactful. Yes, my Dad in his later years thought the single most important rule of life was, "Take Care of Your Health". So, I've entered a point where health became a greater concern. As I deal with circumstances that could end my life early, I am no longer invincible and want to take care of my health. I have a cardiovascular condition called anti-phospholipid syndrome. In...

Nearly everyone in the States were touched by John. I use his first name as though he was a personal friend. I use his first name despite we never met. Most of my life I lived within 100 miles of John. He resided around Malvern PA. And... Because of my Career in Transportation, favorable odds say I crossed his path at some point. But I wouldn't have paid attention or noticed John. I've read about him, heard about him, and knew he created the Vanguard 500 Index Fund but I have no idea what John looked like.  I don't know how to describe John's success. Did he fall on something big, because he was lazy? Did he accidently notice something unbeatable in Wealth Building, because he was ambitious? By his own account (From my memory), he read a book about Investing. That book outlined the concept of an Investment based upon the Standard and Poor's 500 Index. John realized that such an Investment Index of Equities didn't exist. He saw the potential.  We must tak...

It was a weekend day. I know this because I wasn't traveling down a road during the early cold hours of a winter morning. As a matter of fact, I was calmly pacing back and forth in my living room and carefully weighing the latest earnings gyrations I've heard from various conference calls. I was wearing my favorite pajamas. Yesterday's denim and no top or socks. I was sipping a fresh cup of French Vanilla flavored Maxwell House Dark roast from my favorite, "I Love Dad," mug. Investing in a   saturated  consumer market has little volatility but sparse-volatility is easily seen, if we are mindful of competitive growth and retraction. It's the coveted, "End of Year," Earning Season. You are a foolish Investor, if you're not listening and mindful of what's happening. It's the most important Earning Release of the year! I thought to break the silence of my quiet home and turned on my television. I knew the morning News was airing. Although I...